CHF 2'500 deductible in Region 2 of canton Ticino
At a CHF 2'500 deductible, 21 insurers offer a premium in Region 2 of canton Ticino. The lowest is CHF 428.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 539.00, the CHF 2'500 deductible saves CHF 1'324.80 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'624.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 428.60 | View |
| 2 | Helsana | CHF 437.50 | View |
| 3 | KPT | CHF 437.60 | View |
| 4 | CONCORDIA | CHF 443.30 | View |
| 5 | sana24 | CHF 443.50 | View |
| 6 | ÖKK | CHF 445.90 | View |
| 7 | Atupri | CHF 448.40 | View |
| 8 | Assura-Basis | CHF 450.70 | View |
| 9 | Galenos | CHF 456.40 | View |
| 10 | EGK | CHF 456.60 | View |
| 11 | Sanitas | CHF 457.75 | View |
| 12 | Aquilana | CHF 469.40 | View |
| 13 | CSS | CHF 481.50 | View |
| 14 | Vivao Sympany | CHF 492.00 | View |
| 15 | Philos | CHF 496.50 | View |
| 16 | Avenir | CHF 505.30 | View |
| 17 | SWICA | CHF 517.40 | View |
| 18 | Mutuel | CHF 521.40 | View |
| 19 | Visana | CHF 548.70 | View |
| 20 | vita surselva | CHF 565.35 | View |
| 21 | rhenusana | CHF 572.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.