Free choice of doctor with a CHF 300 deductible in Region 2 of canton Ticino
21 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 2. The lowest premium is CHF 626.70 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
21 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Agrisano | Grundversicherung | CHF 626.70 | View |
| 2 | Galenos | Grundversicherung | CHF 654.00 | View |
| 3 | Helsana | Grundversicherung | CHF 658.00 | View |
| 4 | ÖKK | Grundversicherung | CHF 660.00 | View |
| 5 | Assura-Basis | Grundversicherung | CHF 669.30 | View |
| 6 | Sanitas | Grundversicherung | CHF 673.60 | View |
| 7 | KPT | Grundversicherung | CHF 675.30 | View |
| 8 | CONCORDIA | Grundversicherung | CHF 676.40 | View |
| 9 | Aquilana | Grundversicherung | CHF 677.30 | View |
| 10 | vita surselva | Grundversicherung | CHF 681.15 | View |
| 11 | Atupri | Grundversicherung | CHF 683.30 | View |
| 12 | EGK | Grundversicherung | CHF 692.10 | View |
| 13 | rhenusana | Grundversicherung | CHF 700.70 | View |
| 14 | sana24 | Grundversicherung | CHF 700.70 | View |
| 15 | CSS | Grundversicherung | CHF 705.00 | View |
| 16 | Vivao Sympany | Grundversicherung | CHF 713.00 | View |
| 17 | Avenir | Grundversicherung | CHF 715.50 | View |
| 18 | Philos | Grundversicherung | CHF 726.20 | View |
| 19 | Mutuel | Grundversicherung | CHF 733.80 | View |
| 20 | Visana | Grundversicherung | CHF 769.30 | View |
| 21 | SWICA | Grundversicherung | CHF 797.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.