CHF 500 deductible in Region 2 of canton Ticino
At a CHF 500 deductible, 21 insurers offer a premium in Region 2 of canton Ticino. The lowest is CHF 528.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 539.00, the CHF 500 deductible saves CHF 121.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 421.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 528.90 | View |
| 2 | sana24 | CHF 549.00 | View |
| 3 | Helsana | CHF 554.20 | View |
| 4 | KPT | CHF 554.30 | View |
| 5 | CONCORDIA | CHF 560.00 | View |
| 6 | ÖKK | CHF 562.60 | View |
| 7 | Atupri | CHF 565.10 | View |
| 8 | Assura-Basis | CHF 567.40 | View |
| 9 | Galenos | CHF 573.10 | View |
| 10 | EGK | CHF 573.30 | View |
| 11 | Sanitas | CHF 574.45 | View |
| 12 | Aquilana | CHF 579.20 | View |
| 13 | CSS | CHF 598.20 | View |
| 14 | Vivao Sympany | CHF 608.70 | View |
| 15 | Philos | CHF 609.90 | View |
| 16 | Avenir | CHF 618.70 | View |
| 17 | SWICA | CHF 634.10 | View |
| 18 | Mutuel | CHF 637.90 | View |
| 19 | Visana | CHF 670.40 | View |
| 20 | vita surselva | CHF 674.35 | View |
| 21 | rhenusana | CHF 689.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.