CHF 1'000 deductible in Region 2 of canton Vaud
At a CHF 1'000 deductible, 21 insurers offer a premium in Region 2 of canton Vaud. The lowest is CHF 496.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 537.30, the CHF 1'000 deductible saves CHF 489.60 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 789.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Assura-Basis | CHF 496.50 | View |
| 2 | Atupri | CHF 498.70 | View |
| 3 | Philos | CHF 507.60 | View |
| 4 | sana24 | CHF 509.90 | View |
| 5 | Galenos | CHF 512.80 | View |
| 6 | EGK | CHF 513.50 | View |
| 7 | CSS | CHF 513.60 | View |
| 8 | Avenir | CHF 518.40 | View |
| 9 | Helsana | CHF 519.30 | View |
| 10 | Sanitas | CHF 520.80 | View |
| 11 | KPT | CHF 521.70 | View |
| 12 | Vivao Sympany | CHF 523.60 | View |
| 13 | SWICA | CHF 525.00 | View |
| 14 | CONCORDIA | CHF 525.70 | View |
| 15 | ÖKK | CHF 526.20 | View |
| 16 | Aquilana | CHF 526.90 | View |
| 17 | Mutuel | CHF 540.00 | View |
| 18 | Visana | CHF 540.10 | View |
| 19 | Agrisano | CHF 589.30 | View |
| 20 | vita surselva | CHF 627.90 | View |
| 21 | rhenusana | CHF 680.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.