KPT — Region 2 of canton Vaud, 2026 premiums
KPT covers the 183 municipalities of Region 2 in canton Vaud. Its lowest adult premium here is CHF 403.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 13 out of 21 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 575.16 a month.
What staying costs
Moving from KPT to Assura-Basis, the cheapest insurer in this region, saves CHF 302.40 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 671.10 | CHF 589.70 | CHF 568.00 | CHF 562.50 |
| 500 | CHF 659.50 | CHF 578.10 | CHF 556.40 | CHF 550.90 |
| 1'000 | CHF 630.30 | CHF 548.90 | CHF 527.20 | CHF 521.70 |
| 1'500 | CHF 601.10 | CHF 519.70 | CHF 498.00 | CHF 492.50 |
| 2'500 | CHF 542.80 | CHF 461.40 | CHF 439.70 | CHF 434.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 536.90 | CHF 475.60 | CHF 459.30 | CHF 455.20 |
| 500 | CHF 525.30 | CHF 464.00 | CHF 447.70 | CHF 443.60 |
| 1'000 | CHF 496.10 | CHF 434.80 | CHF 418.50 | CHF 414.40 |
| 1'500 | CHF 466.90 | CHF 405.60 | CHF 389.30 | CHF 385.20 |
| 2'500 | CHF 408.60 | CHF 347.30 | CHF 331.00 | CHF 326.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 161.10 | CHF 137.00 | CHF 130.60 | CHF 129.00 |
| 200 | CHF 149.50 | CHF 127.10 | CHF 121.20 | CHF 119.70 |
| 400 | CHF 137.80 | CHF 117.30 | CHF 111.80 | CHF 110.40 |
| 600 | CHF 126.10 | CHF 107.30 | CHF 102.20 | CHF 101.00 |
With or without accident cover
With accident cover: CHF 671.10 a month. Without: CHF 624.10. Dropping it saves CHF 564.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 539.40 in 2025 to CHF 403.80 — a rise of 4.3 %.
The 183 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Vaud, not to the municipality.
Agiez · Aigle · Arnex-sur-Orbe · Assens · Avenches · Ballaigues · Baulmes · Bavois · Belmont-sur-Yverdon · Bercher · Bettens · Bex · Bioley-Magnoux · Bofflens · Bonvillars · Bottens · Boulens · Bournens · Boussens · Bretigny-sur-Morrens · Bretonnières · Bullet · Bussy-sur-Moudon · Chamblon · Champagne · Champtauroz · Champvent · Chavannes-le-Chêne · Chavannes-le-Veyron · Chavannes-sur-Moudon · Chavornay · Cheseaux-Noréaz · Chessel · Chevilly · Chevroux · Château-d'Oex · Chêne-Pâquier · Concise · Corbeyrier · Corcelles-le-Jorat · Corcelles-près-Concise · Corcelles-près-Payerne · Cossonay · Cronay · Croy · Cuarnens · Cuarny · Cudrefin · Cugy (VD) · Curtilles · Daillens · Dizy · Dompierre (VD) · Donneloye · Démoret · Echallens · Eclépens · Ependes (VD) · Essertines-sur-Yverdon · Etagnières · Faoug · Ferreyres · Fey · Fiez · Fontaines-sur-Grandson · Froideville · Giez · Gollion · Goumoëns · Grancy · Grandcour · Grandevent · Grandson · Gryon · Hautemorges · Henniez · Hermenches · Jorat-Menthue · Jorat-Mézières · Juriens · L'Abbaye · L'Abergement · L'Isle · La Chaux (Cossonay) · La Praz · La Sarraz · Lavey-Morcles · Le Chenit · Le Lieu · Les Clées · Leysin · Lignerolle · Lovatens · Lucens · Lussery-Villars · Maracon · Mathod · Mauborget · Mauraz · Mex (VD) · Missy · Moiry · Molondin · Mont-la-Ville · Montagny-près-Yverdon · Montanaire · Montcherand · Montilliez · Montpreveyres · Montricher · Morrens (VD) · Moudon · Mutrux · Novalles · Noville · Ogens · Ollon · Onnens (VD) · Oppens · Orbe · Orges · Ormont-Dessous · Ormont-Dessus · Orny · Oron · Orzens · Oulens-sous-Echallens · Pailly · Payerne · Penthalaz · Penthaz · Penthéréaz · Poliez-Pittet · Pompaples · Pomy · Premier · Provence · Prévonloup · Rances · Rennaz · Roche (VD) · Romainmôtier-Envy · Ropraz · Rossenges · Rossinière · Rougemont · Rovray · Rueyres · Saint-Barthélemy (VD) · Sainte-Croix · Senarclens · Sergey · Servion · Suchy · Sullens · Suscévaz · Syens · Trey · Treycovagnes · Treytorrens (Payerne) · Tévenon · Ursins · Valbroye · Valeyres-sous-Montagny · Valeyres-sous-Rances · Valeyres-sous-Ursins · Vallorbe · Vaulion · Villars-Epeney · Villars-le-Comte · Villars-le-Terroir · Villarzel · Villeneuve (VD) · Vuarrens · Vucherens · Vufflens-la-Ville · Vugelles-La Mothe · Vuiteboeuf · Vulliens · Vully-les-Lacs · Yverdon-les-Bains · Yvonand · Yvorne
The other insurers in Region 2
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Assura-Basis | CHF 537.30 | View |
| Atupri | CHF 539.50 | View |
| Philos | CHF 548.10 | View |
| sana24 | CHF 550.70 | View |
| Galenos | CHF 553.60 | View |
| EGK | CHF 554.30 | View |
| CSS | CHF 554.40 | View |
| Avenir | CHF 556.90 | View |
| SWICA | CHF 558.80 | View |
| Helsana | CHF 560.10 | View |
| Sanitas | CHF 561.60 | View |
| Aquilana | CHF 562.40 | View |
| Vivao Sympany | CHF 564.40 | View |
| CONCORDIA | CHF 566.50 | View |
| ÖKK | CHF 567.00 | View |
| Mutuel | CHF 580.50 | View |
| Visana | CHF 580.90 | View |
| Agrisano | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.