CHF 1'500 deductible in Region 2 of canton Vaud
At a CHF 1'500 deductible, 21 insurers offer a premium in Region 2 of canton Vaud. The lowest is CHF 467.30 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 537.30, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Assura-Basis | CHF 467.30 | View |
| 2 | Atupri | CHF 469.50 | View |
| 3 | Philos | CHF 478.10 | View |
| 4 | sana24 | CHF 480.70 | View |
| 5 | Galenos | CHF 483.60 | View |
| 6 | EGK | CHF 484.30 | View |
| 7 | CSS | CHF 484.40 | View |
| 8 | Helsana | CHF 490.10 | View |
| 9 | Avenir | CHF 490.40 | View |
| 10 | Sanitas | CHF 491.60 | View |
| 11 | KPT | CHF 492.50 | View |
| 12 | Vivao Sympany | CHF 494.40 | View |
| 13 | SWICA | CHF 495.80 | View |
| 14 | CONCORDIA | CHF 496.50 | View |
| 15 | ÖKK | CHF 497.00 | View |
| 16 | Aquilana | CHF 501.60 | View |
| 17 | Mutuel | CHF 510.50 | View |
| 18 | Visana | CHF 510.90 | View |
| 19 | Agrisano | CHF 560.10 | View |
| 20 | vita surselva | CHF 601.20 | View |
| 21 | rhenusana | CHF 650.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.