CHF 2'500 deductible in Region 2 of canton Vaud
At a CHF 2'500 deductible, 21 insurers offer a premium in Region 2 of canton Vaud. The lowest is CHF 409.00 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 537.30, the CHF 2'500 deductible saves CHF 1'539.60 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'839.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Assura-Basis | CHF 409.00 | View |
| 2 | Atupri | CHF 411.20 | View |
| 3 | Philos | CHF 420.10 | View |
| 4 | sana24 | CHF 422.40 | View |
| 5 | Galenos | CHF 425.30 | View |
| 6 | EGK | CHF 426.00 | View |
| 7 | CSS | CHF 426.10 | View |
| 8 | SWICA | CHF 430.50 | View |
| 9 | Helsana | CHF 431.80 | View |
| 10 | Sanitas | CHF 433.30 | View |
| 11 | KPT | CHF 434.20 | View |
| 12 | Avenir | CHF 435.30 | View |
| 13 | Vivao Sympany | CHF 436.10 | View |
| 14 | CONCORDIA | CHF 438.20 | View |
| 15 | ÖKK | CHF 438.70 | View |
| 16 | Aquilana | CHF 445.60 | View |
| 17 | Mutuel | CHF 452.50 | View |
| 18 | Visana | CHF 452.60 | View |
| 19 | Agrisano | CHF 501.80 | View |
| 20 | vita surselva | CHF 541.10 | View |
| 21 | rhenusana | CHF 592.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.