CHF 500 deductible in Region 2 of canton Vaud
At a CHF 500 deductible, 21 insurers offer a premium in Region 2 of canton Vaud. The lowest is CHF 525.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 537.30, the CHF 500 deductible saves CHF 139.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 439.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Assura-Basis | CHF 525.70 | View |
| 2 | Atupri | CHF 527.90 | View |
| 3 | Philos | CHF 536.60 | View |
| 4 | sana24 | CHF 539.00 | View |
| 5 | Galenos | CHF 541.90 | View |
| 6 | EGK | CHF 542.70 | View |
| 7 | CSS | CHF 542.80 | View |
| 8 | Avenir | CHF 545.90 | View |
| 9 | SWICA | CHF 547.20 | View |
| 10 | Helsana | CHF 548.50 | View |
| 11 | Sanitas | CHF 550.00 | View |
| 12 | KPT | CHF 550.90 | View |
| 13 | Aquilana | CHF 552.30 | View |
| 14 | Vivao Sympany | CHF 552.80 | View |
| 15 | CONCORDIA | CHF 554.90 | View |
| 16 | ÖKK | CHF 555.40 | View |
| 17 | Mutuel | CHF 569.00 | View |
| 18 | Visana | CHF 574.20 | View |
| 19 | Agrisano | CHF 618.40 | View |
| 20 | vita surselva | CHF 658.00 | View |
| 21 | rhenusana | CHF 709.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.