Aquilana — Region 1 of canton Lucerne, 2026 premiums
Aquilana covers the 5 municipalities of Region 1 in canton Lucerne. Its lowest adult premium here is CHF 353.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Aquilana ranks 17 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 498.12 a month.
What staying costs
Moving from Aquilana to Atupri, the cheapest insurer in this region, saves CHF 588.00 a year for an adult on the same profile.
The full Aquilana table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 575.40 | CHF 523.70 | CHF 500.60 |
| 500 | CHF 563.80 | CHF 512.10 | CHF 490.70 |
| 1'000 | CHF 534.60 | CHF 482.90 | CHF 465.30 |
| 1'500 | CHF 505.50 | CHF 453.80 | CHF 440.00 |
| 2'000 | CHF 476.30 | CHF 424.60 | CHF 414.60 |
| 2'500 | CHF 447.10 | CHF 395.40 | CHF 380.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 425.80 | CHF 387.60 | CHF 370.50 |
| 500 | CHF 414.20 | CHF 376.00 | CHF 360.60 |
| 1'000 | CHF 385.00 | CHF 346.80 | CHF 335.20 |
| 1'500 | CHF 355.90 | CHF 317.70 | CHF 309.70 |
| 2'000 | CHF 326.70 | CHF 288.50 | CHF 284.30 |
| 2'500 | CHF 297.50 | CHF 260.10 | CHF 252.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 66.20 | CHF 60.30 | CHF 57.60 |
| 100 | CHF 63.30 | CHF 57.40 | CHF 55.20 |
| 200 | CHF 60.40 | CHF 54.50 | CHF 52.70 |
| 300 | CHF 57.50 | CHF 51.60 | CHF 50.10 |
| 400 | CHF 54.60 | CHF 48.60 | CHF 47.60 |
| 500 | CHF 51.70 | CHF 45.70 | CHF 44.00 |
With or without accident cover
With accident cover: CHF 575.40 a month. Without: CHF 535.20. Dropping it saves CHF 482.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 481.40 in 2025 to CHF 353.70 — a rise of 4.0 %.
The 5 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Lucerne, not to the municipality.
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 451.60 | View |
| Sanitas | CHF 461.60 | View |
| Vivao Sympany | CHF 465.50 | View |
| Helsana | CHF 472.00 | View |
| Luzerner Hinterland | CHF 472.40 | View |
| CSS | CHF 473.80 | View |
| Avenir | CHF 475.40 | View |
| CONCORDIA | CHF 476.00 | View |
| Assura-Basis | CHF 478.80 | View |
| ÖKK | CHF 481.40 | View |
| sana24 | CHF 484.50 | View |
| EGK | CHF 491.60 | View |
| Galenos | CHF 495.30 | View |
| Agrisano | CHF 496.20 | View |
| SWICA | CHF 496.70 | View |
| KPT | CHF 498.70 | View |
| Sumiswalder | CHF 504.50 | View |
| SLKK | CHF 508.90 | View |
| Philos | CHF 510.70 | View |
| Visana | CHF 529.70 | View |
| vita surselva | CHF 543.40 | View |
| rhenusana | CHF 547.90 | View |
| Mutuel | CHF 560.60 | View |
| Einsiedler | CHF 575.25 | View |
Source: Federal Office of Public Health (FOPH), official premiums.