Einsiedler — Region 1 of canton Lucerne, 2026 premiums
Einsiedler covers the 5 municipalities of Region 1 in canton Lucerne. Its lowest adult premium here is CHF 420.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Einsiedler ranks 25 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 498.12 a month.
What staying costs
Moving from Einsiedler to Atupri, the cheapest insurer in this region, saves CHF 1'483.80 a year for an adult on the same profile.
The full Einsiedler table
38 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 575.25 |
| 500 | CHF 563.70 |
| 1'000 | CHF 534.50 |
| 1'500 | CHF 505.30 |
| 2'000 | CHF 476.20 |
| 2'500 | CHF 447.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 488.95 |
| 500 | CHF 477.40 |
| 1'000 | CHF 448.20 |
| 1'500 | CHF 419.00 |
| 2'000 | CHF 390.00 |
| 2'500 | CHF 360.70 |
Children Up to age 18.
| Deductible | Free choice of doctor |
|---|---|
| 0 | CHF 143.80 |
| 100 | CHF 138.10 |
| 200 | CHF 134.80 |
| 300 | CHF 126.30 |
| 400 | CHF 120.50 |
| 500 | CHF 114.70 |
| 600 | CHF 108.80 |
With or without accident cover
With accident cover: CHF 575.25 a month. Without: CHF 540.70. Dropping it saves CHF 414.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 547.85 in 2025 to CHF 420.20 — a rise of 5.0 %.
The 5 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Lucerne, not to the municipality.
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 451.60 | View |
| Sanitas | CHF 461.60 | View |
| Vivao Sympany | CHF 465.50 | View |
| Helsana | CHF 472.00 | View |
| Luzerner Hinterland | CHF 472.40 | View |
| CSS | CHF 473.80 | View |
| Avenir | CHF 475.40 | View |
| CONCORDIA | CHF 476.00 | View |
| Assura-Basis | CHF 478.80 | View |
| ÖKK | CHF 481.40 | View |
| sana24 | CHF 484.50 | View |
| EGK | CHF 491.60 | View |
| Galenos | CHF 495.30 | View |
| Agrisano | CHF 496.20 | View |
| SWICA | CHF 496.70 | View |
| KPT | CHF 498.70 | View |
| Aquilana | CHF 500.60 | View |
| Sumiswalder | CHF 504.50 | View |
| SLKK | CHF 508.90 | View |
| Philos | CHF 510.70 | View |
| Visana | CHF 529.70 | View |
| vita surselva | CHF 543.40 | View |
| rhenusana | CHF 547.90 | View |
| Mutuel | CHF 560.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.