SLKK — Region 1 of canton Lucerne, 2026 premiums
SLKK covers the 5 municipalities of Region 1 in canton Lucerne. Its lowest adult premium here is CHF 372.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SLKK ranks 19 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 498.12 a month.
What staying costs
Moving from SLKK to Atupri, the cheapest insurer in this region, saves CHF 687.60 a year for an adult on the same profile.
The full SLKK table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 578.30 | CHF 520.50 | CHF 508.90 |
| 500 | CHF 566.70 | CHF 510.00 | CHF 498.70 |
| 1'000 | CHF 537.50 | CHF 483.80 | CHF 473.00 |
| 1'500 | CHF 508.30 | CHF 457.50 | CHF 447.30 |
| 2'000 | CHF 479.20 | CHF 431.30 | CHF 421.70 |
| 2'500 | CHF 450.00 | CHF 405.00 | CHF 396.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 474.20 | CHF 426.80 | CHF 417.30 |
| 500 | CHF 462.60 | CHF 416.30 | CHF 407.10 |
| 1'000 | CHF 433.40 | CHF 390.10 | CHF 381.40 |
| 1'500 | CHF 404.20 | CHF 363.80 | CHF 355.70 |
| 2'000 | CHF 375.10 | CHF 337.60 | CHF 330.10 |
| 2'500 | CHF 345.90 | CHF 311.30 | CHF 304.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 124.90 | CHF 112.40 | CHF 109.90 |
| 100 | CHF 119.10 | CHF 107.20 | CHF 104.80 |
| 200 | CHF 113.30 | CHF 102.00 | CHF 99.70 |
| 300 | CHF 107.40 | CHF 96.70 | CHF 94.50 |
| 400 | CHF 101.90 | CHF 91.70 | CHF 89.70 |
| 500 | CHF 95.80 | CHF 86.20 | CHF 84.30 |
| 600 | CHF 89.90 | CHF 80.90 | CHF 79.10 |
With or without accident cover
With accident cover: CHF 578.30 a month. Without: CHF 543.60. Dropping it saves CHF 416.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 488.80 in 2025 to CHF 372.20 — a rise of 4.1 %.
The 5 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Lucerne, not to the municipality.
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 451.60 | View |
| Sanitas | CHF 461.60 | View |
| Vivao Sympany | CHF 465.50 | View |
| Helsana | CHF 472.00 | View |
| Luzerner Hinterland | CHF 472.40 | View |
| CSS | CHF 473.80 | View |
| Avenir | CHF 475.40 | View |
| CONCORDIA | CHF 476.00 | View |
| Assura-Basis | CHF 478.80 | View |
| ÖKK | CHF 481.40 | View |
| sana24 | CHF 484.50 | View |
| EGK | CHF 491.60 | View |
| Galenos | CHF 495.30 | View |
| Agrisano | CHF 496.20 | View |
| SWICA | CHF 496.70 | View |
| KPT | CHF 498.70 | View |
| Aquilana | CHF 500.60 | View |
| Sumiswalder | CHF 504.50 | View |
| Philos | CHF 510.70 | View |
| Visana | CHF 529.70 | View |
| vita surselva | CHF 543.40 | View |
| rhenusana | CHF 547.90 | View |
| Mutuel | CHF 560.60 | View |
| Einsiedler | CHF 575.25 | View |
Source: Federal Office of Public Health (FOPH), official premiums.