Assura-Basis — Region 1 of canton Lucerne, 2026 premiums
Assura-Basis covers the 5 municipalities of Region 1 in canton Lucerne. Its lowest adult premium here is CHF 326.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 9 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 498.12 a month.
What staying costs
Moving from Assura-Basis to Atupri, the cheapest insurer in this region, saves CHF 326.40 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 553.50 | CHF 478.80 |
| 500 | CHF 541.90 | CHF 467.20 |
| 1'000 | CHF 512.70 | CHF 438.00 |
| 1'500 | CHF 483.50 | CHF 408.80 |
| 2'000 | CHF 454.40 | CHF 379.70 |
| 2'500 | CHF 425.20 | CHF 350.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 431.80 | CHF 373.60 |
| 500 | CHF 420.20 | CHF 362.00 |
| 1'000 | CHF 391.00 | CHF 332.80 |
| 1'500 | CHF 361.80 | CHF 303.60 |
| 2'000 | CHF 332.70 | CHF 274.50 |
| 2'500 | CHF 303.50 | CHF 245.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 123.40 | CHF 106.80 |
| 100 | CHF 117.60 | CHF 101.00 |
| 200 | CHF 111.80 | CHF 95.20 |
| 300 | CHF 105.90 | CHF 89.30 |
| 400 | CHF 100.10 | CHF 83.50 |
| 500 | CHF 94.30 | CHF 77.70 |
| 600 | CHF 88.40 | CHF 71.80 |
With or without accident cover
With accident cover: CHF 553.50 a month. Without: CHF 514.80. Dropping it saves CHF 464.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 467.20 in 2025 to CHF 326.00 — a rise of 2.5 %.
The 5 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Lucerne, not to the municipality.
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 451.60 | View |
| Sanitas | CHF 461.60 | View |
| Vivao Sympany | CHF 465.50 | View |
| Helsana | CHF 472.00 | View |
| Luzerner Hinterland | CHF 472.40 | View |
| CSS | CHF 473.80 | View |
| Avenir | CHF 475.40 | View |
| CONCORDIA | CHF 476.00 | View |
| ÖKK | CHF 481.40 | View |
| sana24 | CHF 484.50 | View |
| EGK | CHF 491.60 | View |
| Galenos | CHF 495.30 | View |
| Agrisano | CHF 496.20 | View |
| SWICA | CHF 496.70 | View |
| KPT | CHF 498.70 | View |
| Aquilana | CHF 500.60 | View |
| Sumiswalder | CHF 504.50 | View |
| SLKK | CHF 508.90 | View |
| Philos | CHF 510.70 | View |
| Visana | CHF 529.70 | View |
| vita surselva | CHF 543.40 | View |
| rhenusana | CHF 547.90 | View |
| Mutuel | CHF 560.60 | View |
| Einsiedler | CHF 575.25 | View |
Source: Federal Office of Public Health (FOPH), official premiums.