Avenir — Region 1 of canton Ticino, 2026 premiums
Avenir covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 521.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 19 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from Avenir to Agrisano, the cheapest insurer in this region, saves CHF 1'206.00 a year for an adult on the same profile.
The full Avenir table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 777.70 | CHF 688.30 | CHF 684.40 |
| 500 | CHF 766.20 | CHF 676.80 | CHF 673.40 |
| 1'000 | CHF 737.20 | CHF 647.80 | CHF 645.90 |
| 1'500 | CHF 707.70 | CHF 618.30 | CHF 617.90 |
| 2'000 | CHF 678.70 | CHF 589.30 | CHF 590.30 |
| 2'500 | CHF 649.70 | CHF 560.30 | CHF 562.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 579.10 | CHF 524.10 | CHF 512.60 |
| 500 | CHF 567.60 | CHF 512.60 | CHF 501.10 |
| 1'000 | CHF 538.60 | CHF 483.60 | CHF 472.10 |
| 1'500 | CHF 509.10 | CHF 454.10 | CHF 442.60 |
| 2'000 | CHF 480.10 | CHF 425.10 | CHF 413.60 |
| 2'500 | CHF 451.10 | CHF 396.10 | CHF 384.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 140.30 | CHF 129.80 | CHF 125.60 |
| 100 | CHF 135.90 | CHF 125.40 | CHF 121.20 |
| 200 | CHF 131.60 | CHF 121.10 | CHF 116.90 |
| 300 | CHF 127.20 | CHF 116.70 | CHF 112.40 |
| 400 | CHF 122.80 | CHF 112.30 | CHF 108.10 |
| 500 | CHF 118.50 | CHF 108.00 | CHF 103.70 |
| 600 | CHF 114.00 | CHF 103.50 | CHF 99.30 |
With or without accident cover
With accident cover: CHF 777.70 a month. Without: CHF 723.30. Dropping it saves CHF 652.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 651.20 in 2025 to CHF 521.10 — a rise of 5.1 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| KPT | CHF 613.30 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.