KPT — Region 1 of canton Vaud, 2026 premiums
KPT covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 459.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 16 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from KPT to Atupri, the cheapest insurer in this region, saves CHF 624.00 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 745.50 | CHF 652.90 | CHF 640.60 | CHF 622.10 |
| 500 | CHF 733.90 | CHF 641.30 | CHF 629.00 | CHF 610.50 |
| 1'000 | CHF 704.70 | CHF 612.10 | CHF 599.80 | CHF 581.30 |
| 1'500 | CHF 675.50 | CHF 582.90 | CHF 570.60 | CHF 552.10 |
| 2'500 | CHF 617.20 | CHF 524.60 | CHF 512.30 | CHF 493.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 596.40 | CHF 526.20 | CHF 516.80 | CHF 502.80 |
| 500 | CHF 584.80 | CHF 514.60 | CHF 505.20 | CHF 491.20 |
| 1'000 | CHF 555.60 | CHF 485.40 | CHF 476.00 | CHF 462.00 |
| 1'500 | CHF 526.40 | CHF 456.20 | CHF 446.80 | CHF 432.80 |
| 2'500 | CHF 468.10 | CHF 397.90 | CHF 388.50 | CHF 374.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 178.90 | CHF 152.20 | CHF 148.50 | CHF 143.30 |
| 200 | CHF 167.30 | CHF 142.30 | CHF 139.00 | CHF 133.90 |
| 400 | CHF 155.60 | CHF 132.40 | CHF 129.30 | CHF 124.60 |
| 600 | CHF 143.90 | CHF 122.40 | CHF 119.50 | CHF 115.20 |
With or without accident cover
With accident cover: CHF 745.50 a month. Without: CHF 693.30. Dropping it saves CHF 626.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 587.30 in 2025 to CHF 459.20 — a rise of 5.9 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| Sanitas | CHF 571.00 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Vivao Sympany | CHF 579.70 | View |
| Helsana | CHF 580.10 | View |
| SWICA | CHF 581.60 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| ÖKK | CHF 594.00 | View |
| CONCORDIA | CHF 596.70 | View |
| Avenir | CHF 598.80 | View |
| Visana | CHF 605.20 | View |
| Mutuel | CHF 617.50 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.