KPT in canton Vaud: twelve years of premiums
In canton Vaud, the lowest KPT premium went from CHF 383.30 a month in 2015 to CHF 562.50 in 2026 — a rise of +46.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 383.30 | CHF 327.80 | CHF 55.50 |
| 2016 | CHF 409.30 | CHF 340.00 | CHF 69.30 |
| 2017 | CHF 466.70 | CHF 364.30 | CHF 102.40 |
| 2018 | CHF 458.50 | CHF 391.80 | CHF 66.70 |
| 2019 | CHF 460.90 | CHF 422.60 | CHF 38.30 |
| 2020 | CHF 468.90 | CHF 415.00 | CHF 53.90 |
| 2021 | CHF 468.90 | CHF 406.50 | CHF 62.40 |
| 2022 | CHF 420.70 | CHF 407.00 | CHF 13.70 |
| 2023 | CHF 424.20 | CHF 424.20 | — |
| 2024 | CHF 488.50 | CHF 488.50 | — |
| 2025 | CHF 539.40 | CHF 501.60 | CHF 37.80 |
| 2026 | CHF 562.50 | CHF 537.30 | CHF 25.20 |
Faster or slower than the rest?
KPT rose +46.8 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +15.2 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.