Mutuel in canton Ticino: twelve years of premiums
In canton Ticino, the lowest Mutuel premium went from CHF 346.80 a month in 2015 to CHF 649.40 in 2026 — a rise of +87.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 346.80 | CHF 278.20 | CHF 68.60 |
| 2016 | CHF 344.40 | CHF 331.80 | CHF 12.60 |
| 2017 | CHF 386.80 | CHF 366.20 | CHF 20.60 |
| 2018 | CHF 439.80 | CHF 382.50 | CHF 57.30 |
| 2019 | CHF 455.40 | CHF 397.10 | CHF 58.30 |
| 2020 | CHF 436.40 | CHF 405.80 | CHF 30.60 |
| 2021 | CHF 447.10 | CHF 408.20 | CHF 38.90 |
| 2022 | CHF 442.50 | CHF 411.60 | CHF 30.90 |
| 2023 | CHF 485.30 | CHF 428.80 | CHF 56.50 |
| 2024 | CHF 546.00 | CHF 463.20 | CHF 82.80 |
| 2025 | CHF 628.90 | CHF 495.50 | CHF 133.40 |
| 2026 | CHF 649.40 | CHF 539.00 | CHF 110.40 |
Faster or slower than the rest?
Mutuel rose +87.3 % over the period, against +93.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +15.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Ticino, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.