Mutuel in canton Vaud: twelve years of premiums
In canton Vaud, the lowest Mutuel premium went from CHF 374.00 a month in 2015 to CHF 580.50 in 2026 — a rise of +55.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 374.00 | CHF 327.80 | CHF 46.20 |
| 2016 | CHF 385.60 | CHF 340.00 | CHF 45.60 |
| 2017 | CHF 419.90 | CHF 364.30 | CHF 55.60 |
| 2018 | CHF 465.30 | CHF 391.80 | CHF 73.50 |
| 2019 | CHF 490.60 | CHF 422.60 | CHF 68.00 |
| 2020 | CHF 449.60 | CHF 415.00 | CHF 34.60 |
| 2021 | CHF 457.40 | CHF 406.50 | CHF 50.90 |
| 2022 | CHF 457.40 | CHF 407.00 | CHF 50.40 |
| 2023 | CHF 478.50 | CHF 424.20 | CHF 54.30 |
| 2024 | CHF 515.70 | CHF 488.50 | CHF 27.20 |
| 2025 | CHF 563.00 | CHF 501.60 | CHF 61.40 |
| 2026 | CHF 580.50 | CHF 537.30 | CHF 43.20 |
Faster or slower than the rest?
Mutuel rose +55.2 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +10.8 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.