SWICA in canton Ticino: twelve years of premiums
In canton Ticino, the lowest SWICA premium went from CHF 361.60 a month in 2015 to CHF 645.80 in 2026 — a rise of +78.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 361.60 | CHF 278.20 | CHF 83.40 |
| 2016 | CHF 349.30 | CHF 331.80 | CHF 17.50 |
| 2017 | CHF 373.90 | CHF 366.20 | CHF 7.70 |
| 2018 | CHF 398.70 | CHF 382.50 | CHF 16.20 |
| 2019 | CHF 419.50 | CHF 397.10 | CHF 22.40 |
| 2020 | CHF 444.10 | CHF 405.80 | CHF 38.30 |
| 2021 | CHF 456.70 | CHF 408.20 | CHF 48.50 |
| 2022 | CHF 456.70 | CHF 411.60 | CHF 45.10 |
| 2023 | CHF 489.80 | CHF 428.80 | CHF 61.00 |
| 2024 | CHF 566.70 | CHF 463.20 | CHF 103.50 |
| 2025 | CHF 600.90 | CHF 495.50 | CHF 105.40 |
| 2026 | CHF 645.80 | CHF 539.00 | CHF 106.80 |
Faster or slower than the rest?
SWICA rose +78.6 % over the period, against +93.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +15.7 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Ticino, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.