SWICA in canton Vaud: twelve years of premiums
In canton Vaud, the lowest SWICA premium went from CHF 396.90 a month in 2015 to CHF 558.80 in 2026 — a rise of +40.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 396.90 | CHF 327.80 | CHF 69.10 |
| 2016 | CHF 396.40 | CHF 340.00 | CHF 56.40 |
| 2017 | CHF 421.60 | CHF 364.30 | CHF 57.30 |
| 2018 | CHF 420.00 | CHF 391.80 | CHF 28.20 |
| 2019 | CHF 425.80 | CHF 422.60 | CHF 3.20 |
| 2020 | CHF 450.20 | CHF 415.00 | CHF 35.20 |
| 2021 | CHF 453.60 | CHF 406.50 | CHF 47.10 |
| 2022 | CHF 456.30 | CHF 407.00 | CHF 49.30 |
| 2023 | CHF 445.00 | CHF 424.20 | CHF 20.80 |
| 2024 | CHF 515.70 | CHF 488.50 | CHF 27.20 |
| 2025 | CHF 531.80 | CHF 501.60 | CHF 30.20 |
| 2026 | CHF 558.80 | CHF 537.30 | CHF 21.50 |
Faster or slower than the rest?
SWICA rose +40.8 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +15.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.