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Sophie

vivacare in the canton of Fribourg

vivacare disappeared from the official file after 2025. In the canton of Fribourg its last known premium was CHF 490.00 a month, for an adult with a CHF 300 deductible and accident cover.

What it costs today

In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 450.00 a month. That is the price a former vivacare policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.

The market average there is CHF 492.90: someone who does not compare pays CHF 514.80 more per year.

What it had done with its prices

Between 2015 and 2025, the lowest vivacare premium went from CHF 321.20 to CHF 490.00 a month — a rise of +52.6 %. The table below places it next to the cheapest insurer in the same place, year by year.

YearThis insurerThe cheapest
2015CHF 321.20CHF 277.50
2016CHF 336.30CHF 294.20
2017CHF 353.10CHF 315.20
2018CHF 370.00CHF 334.00
2019CHF 370.00CHF 346.50
2020CHF 381.00CHF 351.50
2021CHF 381.30CHF 357.60
2022CHF 392.80CHF 362.80
2023CHF 425.20CHF 381.70
2024CHF 467.00CHF 399.70
2025CHF 490.00CHF 423.60

Where did the portfolio go?

We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.

vivacare, canton by canton

Other insurers that closed

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.