vivacare in the canton of St. Gallen
vivacare disappeared from the official file after 2025. In the canton of St. Gallen its last known premium was CHF 443.50 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 401.60 a month. That is the price a former vivacare policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 457.90: someone who does not compare pays CHF 675.60 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest vivacare premium went from CHF 304.70 to CHF 443.50 a month — a rise of +45.6 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 304.70 | CHF 247.00 |
| 2016 | CHF 329.20 | CHF 257.00 |
| 2017 | CHF 363.70 | CHF 292.90 |
| 2018 | CHF 367.40 | CHF 311.00 |
| 2019 | CHF 367.40 | CHF 331.20 |
| 2020 | CHF 371.50 | CHF 333.50 |
| 2021 | CHF 371.50 | CHF 331.20 |
| 2022 | CHF 355.60 | CHF 332.90 |
| 2023 | CHF 372.60 | CHF 343.90 |
| 2024 | CHF 416.40 | CHF 366.90 |
| 2025 | CHF 443.50 | CHF 381.60 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
vivacare, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.