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Sophie

vivacare in the canton of Zurich

vivacare disappeared from the official file after 2025. In the canton of Zurich its last known premium was CHF 518.50 a month, for an adult with a CHF 300 deductible and accident cover.

What it costs today

In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 427.80 a month. That is the price a former vivacare policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.

The market average there is CHF 476.41: someone who does not compare pays CHF 583.32 more per year.

What it had done with its prices

Between 2015 and 2025, the lowest vivacare premium went from CHF 360.80 to CHF 518.50 a month — a rise of +43.7 %. The table below places it next to the cheapest insurer in the same place, year by year.

YearThis insurerThe cheapest
2015CHF 360.80CHF 240.00
2016CHF 376.10CHF 250.00
2017CHF 376.20CHF 255.00
2018CHF 388.30CHF 260.00
2019CHF 400.80CHF 346.00
2020CHF 417.40CHF 343.30
2021CHF 417.40CHF 347.20
2022CHF 428.40CHF 343.90
2023CHF 445.10CHF 358.60
2024CHF 495.20CHF 379.90
2025CHF 518.50CHF 398.80

Where did the portfolio go?

We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.

vivacare, canton by canton

Other insurers that closed

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.