vivacare in the canton of Vaud
vivacare disappeared from the official file after 2025. In the canton of Vaud its last known premium was CHF 536.40 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Assura-Basis, at CHF 537.30 a month. That is the price a former vivacare policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 575.16: someone who does not compare pays CHF 454.32 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest vivacare premium went from CHF 415.20 to CHF 536.40 a month — a rise of +29.2 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 415.20 | CHF 327.80 |
| 2016 | CHF 431.70 | CHF 340.00 |
| 2017 | CHF 447.30 | CHF 364.30 |
| 2018 | CHF 459.10 | CHF 391.80 |
| 2019 | CHF 463.70 | CHF 422.60 |
| 2020 | CHF 468.30 | CHF 415.00 |
| 2021 | CHF 462.90 | CHF 406.50 |
| 2022 | CHF 446.10 | CHF 407.00 |
| 2023 | CHF 466.20 | CHF 424.20 |
| 2024 | CHF 522.30 | CHF 488.50 |
| 2025 | CHF 536.40 | CHF 501.60 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
vivacare, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.