vivacare in the canton of Obwalden
vivacare disappeared from the official file after 2025. In the canton of Obwalden its last known premium was CHF 445.50 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 382.80 a month. That is the price a former vivacare policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 446.09: someone who does not compare pays CHF 759.48 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest vivacare premium went from CHF 324.10 to CHF 445.50 a month — a rise of +37.5 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 324.10 | CHF 237.90 |
| 2016 | CHF 353.90 | CHF 237.90 |
| 2017 | CHF 368.10 | CHF 284.70 |
| 2018 | CHF 323.30 | CHF 302.50 |
| 2019 | CHF 339.20 | CHF 316.30 |
| 2020 | CHF 347.90 | CHF 314.50 |
| 2021 | CHF 353.90 | CHF 294.00 |
| 2022 | CHF 350.50 | CHF 320.00 |
| 2023 | CHF 377.80 | CHF 320.00 |
| 2024 | CHF 423.20 | CHF 346.50 |
| 2025 | CHF 445.50 | CHF 356.90 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
vivacare, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.