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Assura-Basis PreventoMed — Zug

Zug: the PreventoMed model from Assura-Basis costs CHF 381.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 381.20, PreventoMed is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PreventoMed costs CHF 936.00 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 381.20CHF 354.60
500CHF 369.60CHF 343.80
1'000CHF 340.40CHF 316.60
1'500CHF 311.20CHF 289.50
2'000CHF 282.10CHF 262.40
2'500CHF 252.90CHF 235.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 261.20CHF 243.00
500CHF 249.60CHF 232.20
1'000CHF 220.40CHF 205.00
1'500CHF 191.20CHF 177.90
2'000CHF 169.20CHF 157.40
2'500CHF 169.20CHF 157.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 84.70CHF 78.80
100CHF 78.90CHF 73.40
200CHF 73.10CHF 68.00
300CHF 67.20CHF 62.50
400CHF 61.40CHF 57.20
500CHF 55.60CHF 51.80
600CHF 54.90CHF 51.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.