CONCORDIA MyDoc — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the MyDoc model from CONCORDIA costs CHF 469.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 469.20, MyDoc is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MyDoc costs CHF 625.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 469.20 | CHF 443.40 |
| 500 | CHF 457.60 | CHF 432.50 |
| 1'000 | CHF 428.40 | CHF 404.90 |
| 1'500 | CHF 399.20 | CHF 377.30 |
| 2'000 | CHF 370.10 | CHF 349.80 |
| 2'500 | CHF 340.90 | CHF 322.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 351.90 | CHF 332.60 |
| 500 | CHF 340.30 | CHF 321.60 |
| 1'000 | CHF 311.10 | CHF 294.00 |
| 1'500 | CHF 281.90 | CHF 266.40 |
| 2'000 | CHF 252.80 | CHF 238.90 |
| 2'500 | CHF 223.60 | CHF 211.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.60 | CHF 109.30 |
| 100 | CHF 109.80 | CHF 103.80 |
| 200 | CHF 104.00 | CHF 98.30 |
| 300 | CHF 98.10 | CHF 92.80 |
| 400 | CHF 92.30 | CHF 87.30 |
| 500 | CHF 86.50 | CHF 81.80 |
| 600 | CHF 80.60 | CHF 76.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.