CONCORDIA MyDoc — Region 1, St. Gallen
Region 1, St. Gallen: the MyDoc model from CONCORDIA costs CHF 506.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 506.60, MyDoc is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MyDoc costs CHF 751.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 506.60 | CHF 478.80 |
| 500 | CHF 495.00 | CHF 467.80 |
| 1'000 | CHF 465.80 | CHF 440.20 |
| 1'500 | CHF 436.60 | CHF 412.60 |
| 2'000 | CHF 407.50 | CHF 385.10 |
| 2'500 | CHF 378.30 | CHF 357.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.00 | CHF 359.10 |
| 500 | CHF 368.40 | CHF 348.20 |
| 1'000 | CHF 339.20 | CHF 320.60 |
| 1'500 | CHF 310.00 | CHF 293.00 |
| 2'000 | CHF 280.90 | CHF 265.50 |
| 2'500 | CHF 251.70 | CHF 237.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.40 | CHF 111.00 |
| 100 | CHF 111.60 | CHF 105.50 |
| 200 | CHF 105.80 | CHF 100.00 |
| 300 | CHF 99.90 | CHF 94.50 |
| 400 | CHF 94.10 | CHF 89.00 |
| 500 | CHF 88.30 | CHF 83.50 |
| 600 | CHF 82.40 | CHF 77.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.