CONCORDIA MyDoc — Appenzell Innerrhoden
Appenzell Innerrhoden: the MyDoc model from CONCORDIA costs CHF 386.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 386.60, MyDoc is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MyDoc costs CHF 543.60 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 386.60 | CHF 365.40 |
| 500 | CHF 375.00 | CHF 354.40 |
| 1'000 | CHF 345.80 | CHF 326.80 |
| 1'500 | CHF 316.60 | CHF 299.20 |
| 2'000 | CHF 287.50 | CHF 271.70 |
| 2'500 | CHF 258.30 | CHF 244.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 290.00 | CHF 274.10 |
| 500 | CHF 278.40 | CHF 263.10 |
| 1'000 | CHF 249.20 | CHF 235.50 |
| 1'500 | CHF 220.00 | CHF 207.90 |
| 2'000 | CHF 190.90 | CHF 180.50 |
| 2'500 | CHF 171.50 | CHF 162.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 95.90 | CHF 90.70 |
| 100 | CHF 90.10 | CHF 85.20 |
| 200 | CHF 84.30 | CHF 79.70 |
| 300 | CHF 78.40 | CHF 74.10 |
| 400 | CHF 72.60 | CHF 68.70 |
| 500 | CHF 66.80 | CHF 63.20 |
| 600 | CHF 60.90 | CHF 57.60 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.