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CONCORDIA MyDoc — Region 3, Bern

Region 3, Bern: the MyDoc model from CONCORDIA costs CHF 527.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 527.80, MyDoc is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, MyDoc costs CHF 703.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 527.80CHF 498.80
500CHF 516.20CHF 487.90
1'000CHF 487.00CHF 460.30
1'500CHF 457.80CHF 432.70
2'000CHF 428.70CHF 405.20
2'500CHF 399.50CHF 377.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 395.90CHF 374.20
500CHF 384.30CHF 363.20
1'000CHF 355.10CHF 335.60
1'500CHF 325.90CHF 308.00
2'000CHF 296.80CHF 280.50
2'500CHF 267.60CHF 252.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 120.40CHF 113.80
100CHF 114.60CHF 108.30
200CHF 108.80CHF 102.90
300CHF 102.90CHF 97.30
400CHF 97.10CHF 91.80
500CHF 91.30CHF 86.30
600CHF 85.40CHF 80.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.