CONCORDIA MyDoc — Region 3, St. Gallen
Region 3, St. Gallen: the MyDoc model from CONCORDIA costs CHF 459.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 459.10, MyDoc is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MyDoc costs CHF 680.40 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.10 | CHF 433.90 |
| 500 | CHF 447.50 | CHF 422.90 |
| 1'000 | CHF 418.30 | CHF 395.30 |
| 1'500 | CHF 389.10 | CHF 367.70 |
| 2'000 | CHF 360.00 | CHF 340.20 |
| 2'500 | CHF 330.80 | CHF 312.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 344.40 | CHF 325.50 |
| 500 | CHF 332.80 | CHF 314.50 |
| 1'000 | CHF 303.60 | CHF 287.00 |
| 1'500 | CHF 274.40 | CHF 259.40 |
| 2'000 | CHF 245.30 | CHF 231.90 |
| 2'500 | CHF 216.10 | CHF 204.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.50 | CHF 100.70 |
| 100 | CHF 100.70 | CHF 95.20 |
| 200 | CHF 94.90 | CHF 89.70 |
| 300 | CHF 89.00 | CHF 84.20 |
| 400 | CHF 83.20 | CHF 78.70 |
| 500 | CHF 77.40 | CHF 73.20 |
| 600 | CHF 71.50 | CHF 67.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.