CONCORDIA MyDoc — Region 2, St. Gallen
Region 2, St. Gallen: the MyDoc model from CONCORDIA costs CHF 474.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.70, MyDoc is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MyDoc costs CHF 703.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.70 | CHF 448.60 |
| 500 | CHF 463.10 | CHF 437.70 |
| 1'000 | CHF 433.90 | CHF 410.10 |
| 1'500 | CHF 404.70 | CHF 382.50 |
| 2'000 | CHF 375.60 | CHF 355.00 |
| 2'500 | CHF 346.40 | CHF 327.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.00 | CHF 336.50 |
| 500 | CHF 344.40 | CHF 325.50 |
| 1'000 | CHF 315.20 | CHF 297.90 |
| 1'500 | CHF 286.00 | CHF 270.30 |
| 2'000 | CHF 256.90 | CHF 242.80 |
| 2'500 | CHF 227.70 | CHF 215.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.10 | CHF 104.10 |
| 100 | CHF 104.30 | CHF 98.60 |
| 200 | CHF 98.50 | CHF 93.10 |
| 300 | CHF 92.60 | CHF 87.60 |
| 400 | CHF 86.80 | CHF 82.10 |
| 500 | CHF 81.00 | CHF 76.60 |
| 600 | CHF 75.10 | CHF 71.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.