CSS Gesundheitspraxisversicherung — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Gesundheitspraxisversicherung model from CSS costs CHF 475.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 475.20, Gesundheitspraxisversicherung is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Gesundheitspraxisversicherung costs CHF 1'005.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 475.20 | CHF 441.90 |
| 500 | CHF 463.60 | CHF 431.10 |
| 1'000 | CHF 434.40 | CHF 403.90 |
| 1'500 | CHF 405.20 | CHF 376.80 |
| 2'000 | CHF 376.10 | CHF 349.70 |
| 2'500 | CHF 346.90 | CHF 322.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 332.60 | CHF 309.30 |
| 500 | CHF 321.00 | CHF 298.50 |
| 1'000 | CHF 291.80 | CHF 271.40 |
| 1'500 | CHF 262.60 | CHF 244.20 |
| 2'000 | CHF 233.50 | CHF 217.20 |
| 2'500 | CHF 204.30 | CHF 190.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.30 | CHF 101.60 |
| 100 | CHF 103.50 | CHF 96.20 |
| 200 | CHF 97.70 | CHF 90.80 |
| 300 | CHF 91.80 | CHF 85.40 |
| 400 | CHF 86.00 | CHF 80.00 |
| 600 | CHF 74.30 | CHF 69.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.