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CSS Gesundheitspraxisversicherung — Region 1, Bern

Region 1, Bern: the Gesundheitspraxisversicherung model from CSS costs CHF 577.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 577.10, Gesundheitspraxisversicherung is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Gesundheitspraxisversicherung costs CHF 1'270.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 577.10CHF 536.70
500CHF 565.50CHF 525.90
1'000CHF 536.30CHF 498.80
1'500CHF 507.10CHF 471.60
2'000CHF 478.00CHF 444.60
2'500CHF 448.80CHF 417.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 409.80CHF 381.10
500CHF 398.20CHF 370.30
1'000CHF 369.00CHF 343.10
1'500CHF 339.80CHF 316.00
2'000CHF 310.70CHF 288.90
2'500CHF 281.50CHF 261.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.70CHF 123.40
100CHF 126.90CHF 118.10
200CHF 121.10CHF 112.70
300CHF 115.20CHF 107.20
400CHF 109.40CHF 101.80
600CHF 97.70CHF 90.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.