CSS Gesundheitspraxisversicherung — Region 1, Bern
Region 1, Bern: the Gesundheitspraxisversicherung model from CSS costs CHF 577.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 577.10, Gesundheitspraxisversicherung is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Gesundheitspraxisversicherung costs CHF 1'270.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 577.10 | CHF 536.70 |
| 500 | CHF 565.50 | CHF 525.90 |
| 1'000 | CHF 536.30 | CHF 498.80 |
| 1'500 | CHF 507.10 | CHF 471.60 |
| 2'000 | CHF 478.00 | CHF 444.60 |
| 2'500 | CHF 448.80 | CHF 417.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.80 | CHF 381.10 |
| 500 | CHF 398.20 | CHF 370.30 |
| 1'000 | CHF 369.00 | CHF 343.10 |
| 1'500 | CHF 339.80 | CHF 316.00 |
| 2'000 | CHF 310.70 | CHF 288.90 |
| 2'500 | CHF 281.50 | CHF 261.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 132.70 | CHF 123.40 |
| 100 | CHF 126.90 | CHF 118.10 |
| 200 | CHF 121.10 | CHF 112.70 |
| 300 | CHF 115.20 | CHF 107.20 |
| 400 | CHF 109.40 | CHF 101.80 |
| 600 | CHF 97.70 | CHF 90.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.