CSS Gesundheitspraxisversicherung — Region 2, Bern
Region 2, Bern: the Gesundheitspraxisversicherung model from CSS costs CHF 513.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 513.80, Gesundheitspraxisversicherung is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Gesundheitspraxisversicherung costs CHF 1'130.40 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.80 | CHF 477.80 |
| 500 | CHF 502.20 | CHF 467.00 |
| 1'000 | CHF 473.00 | CHF 439.90 |
| 1'500 | CHF 443.80 | CHF 412.70 |
| 2'000 | CHF 414.70 | CHF 385.60 |
| 2'500 | CHF 385.50 | CHF 358.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.00 | CHF 348.80 |
| 500 | CHF 363.40 | CHF 338.00 |
| 1'000 | CHF 334.20 | CHF 310.80 |
| 1'500 | CHF 305.00 | CHF 283.70 |
| 2'000 | CHF 275.90 | CHF 256.60 |
| 2'500 | CHF 246.70 | CHF 229.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.20 | CHF 109.90 |
| 100 | CHF 112.40 | CHF 104.50 |
| 200 | CHF 106.60 | CHF 99.10 |
| 300 | CHF 100.70 | CHF 93.60 |
| 400 | CHF 94.90 | CHF 88.20 |
| 600 | CHF 83.20 | CHF 77.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.