CSS Gesundheitspraxisversicherung — Region 1, St. Gallen
Region 1, St. Gallen: the Gesundheitspraxisversicherung model from CSS costs CHF 494.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.80, Gesundheitspraxisversicherung is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Gesundheitspraxisversicherung costs CHF 926.40 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.80 | CHF 460.10 |
| 500 | CHF 483.20 | CHF 449.40 |
| 1'000 | CHF 454.00 | CHF 422.20 |
| 1'500 | CHF 424.80 | CHF 395.00 |
| 2'000 | CHF 395.70 | CHF 368.00 |
| 2'500 | CHF 366.50 | CHF 340.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 371.10 | CHF 345.10 |
| 500 | CHF 359.50 | CHF 334.30 |
| 1'000 | CHF 330.30 | CHF 307.20 |
| 1'500 | CHF 301.10 | CHF 280.00 |
| 2'000 | CHF 272.00 | CHF 252.90 |
| 2'500 | CHF 242.80 | CHF 225.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.70 | CHF 110.40 |
| 100 | CHF 112.90 | CHF 105.00 |
| 200 | CHF 107.10 | CHF 99.60 |
| 300 | CHF 101.20 | CHF 94.20 |
| 400 | CHF 95.40 | CHF 88.80 |
| 600 | CHF 83.70 | CHF 77.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.