CSS Gesundheitspraxisversicherung — Region 2, St. Gallen
Region 2, St. Gallen: the Gesundheitspraxisversicherung model from CSS costs CHF 444.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 444.40, Gesundheitspraxisversicherung is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Gesundheitspraxisversicherung costs CHF 1'015.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 444.40 | CHF 413.30 |
| 500 | CHF 432.80 | CHF 402.50 |
| 1'000 | CHF 403.60 | CHF 375.30 |
| 1'500 | CHF 374.40 | CHF 348.20 |
| 2'000 | CHF 345.30 | CHF 321.10 |
| 2'500 | CHF 316.10 | CHF 293.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.40 | CHF 301.70 |
| 500 | CHF 312.80 | CHF 290.90 |
| 1'000 | CHF 283.60 | CHF 263.70 |
| 1'500 | CHF 254.40 | CHF 236.60 |
| 2'000 | CHF 225.30 | CHF 209.50 |
| 2'500 | CHF 196.10 | CHF 182.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.20 | CHF 95.00 |
| 100 | CHF 96.40 | CHF 89.70 |
| 200 | CHF 90.60 | CHF 84.30 |
| 300 | CHF 84.70 | CHF 78.80 |
| 400 | CHF 78.90 | CHF 73.40 |
| 600 | CHF 67.20 | CHF 62.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.