CSS Gesundheitspraxisversicherung — Region 3, St. Gallen
Region 3, St. Gallen: the Gesundheitspraxisversicherung model from CSS costs CHF 448.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 448.90, Gesundheitspraxisversicherung is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Gesundheitspraxisversicherung costs CHF 805.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 448.90 | CHF 417.50 |
| 500 | CHF 437.30 | CHF 406.70 |
| 1'000 | CHF 408.10 | CHF 379.60 |
| 1'500 | CHF 378.90 | CHF 352.40 |
| 2'000 | CHF 349.80 | CHF 325.30 |
| 2'500 | CHF 320.60 | CHF 298.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.40 | CHF 311.90 |
| 500 | CHF 323.80 | CHF 301.10 |
| 1'000 | CHF 294.60 | CHF 274.00 |
| 1'500 | CHF 265.40 | CHF 246.80 |
| 2'000 | CHF 236.30 | CHF 219.80 |
| 2'500 | CHF 207.10 | CHF 192.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.70 | CHF 100.20 |
| 100 | CHF 101.90 | CHF 94.80 |
| 200 | CHF 96.10 | CHF 89.40 |
| 300 | CHF 90.20 | CHF 83.90 |
| 400 | CHF 84.40 | CHF 78.50 |
| 600 | CHF 72.70 | CHF 67.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.