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CSS Hausarztversicherung Profit — Basel-Stadt

Basel-Stadt: the Hausarztversicherung Profit model from CSS costs CHF 608.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 608.80, Hausarztversicherung Profit is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarztversicherung Profit costs CHF 902.40 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 608.80CHF 566.10
500CHF 597.20CHF 555.40
1'000CHF 568.00CHF 528.20
1'500CHF 538.80CHF 501.00
2'000CHF 509.70CHF 474.00
2'500CHF 480.50CHF 446.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 444.40CHF 413.30
500CHF 432.80CHF 402.50
1'000CHF 403.60CHF 375.30
1'500CHF 374.40CHF 348.20
2'000CHF 345.30CHF 321.10
2'500CHF 316.10CHF 294.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.90CHF 124.60
100CHF 128.10CHF 119.20
200CHF 122.30CHF 113.80
300CHF 116.40CHF 108.30
400CHF 110.60CHF 102.90
600CHF 98.90CHF 92.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.