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CSS Hausarztversicherung Profit — Geneva

Geneva: the Hausarztversicherung Profit model from CSS costs CHF 609.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 609.30, Hausarztversicherung Profit is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarztversicherung Profit costs CHF 1'604.40 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 609.30CHF 566.60
500CHF 597.70CHF 555.80
1'000CHF 568.50CHF 528.70
1'500CHF 539.30CHF 501.50
2'000CHF 510.20CHF 474.40
2'500CHF 481.00CHF 447.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 450.90CHF 419.30
500CHF 439.30CHF 408.50
1'000CHF 410.10CHF 381.30
1'500CHF 380.90CHF 354.20
2'000CHF 351.80CHF 327.10
2'500CHF 322.60CHF 300.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 134.00CHF 124.70
100CHF 128.20CHF 119.30
200CHF 122.40CHF 113.90
300CHF 116.50CHF 108.40
400CHF 110.70CHF 103.00
600CHF 99.00CHF 92.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.