CSS Hausarztversicherung Profit — Obwalden
Obwalden: the Hausarztversicherung Profit model from CSS costs CHF 434.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 434.00, Hausarztversicherung Profit is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarztversicherung Profit costs CHF 744.00 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.00 | CHF 403.60 |
| 500 | CHF 422.40 | CHF 392.80 |
| 1'000 | CHF 393.20 | CHF 365.70 |
| 1'500 | CHF 364.00 | CHF 338.50 |
| 2'000 | CHF 334.90 | CHF 311.50 |
| 2'500 | CHF 305.70 | CHF 284.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 303.80 | CHF 282.50 |
| 500 | CHF 292.20 | CHF 271.70 |
| 1'000 | CHF 263.00 | CHF 244.60 |
| 1'500 | CHF 233.80 | CHF 217.40 |
| 2'000 | CHF 204.70 | CHF 190.40 |
| 2'500 | CHF 176.00 | CHF 163.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 95.50 | CHF 88.80 |
| 100 | CHF 89.70 | CHF 83.40 |
| 200 | CHF 83.90 | CHF 78.00 |
| 300 | CHF 78.00 | CHF 72.50 |
| 400 | CHF 72.20 | CHF 67.10 |
| 600 | CHF 60.50 | CHF 56.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.