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CSS Hausarztversicherung Profit — Region 1, Schaffhausen

Region 1, Schaffhausen: the Hausarztversicherung Profit model from CSS costs CHF 535.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 535.10, Hausarztversicherung Profit is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarztversicherung Profit costs CHF 958.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 535.10CHF 497.60
500CHF 523.50CHF 486.80
1'000CHF 494.30CHF 459.70
1'500CHF 465.10CHF 432.50
2'000CHF 436.00CHF 405.40
2'500CHF 406.80CHF 378.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 369.20CHF 343.30
500CHF 357.60CHF 332.60
1'000CHF 328.40CHF 305.40
1'500CHF 299.20CHF 278.20
2'000CHF 270.10CHF 251.20
2'500CHF 240.90CHF 224.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 117.70CHF 109.50
100CHF 111.90CHF 104.10
200CHF 106.10CHF 98.70
300CHF 100.20CHF 93.20
400CHF 94.40CHF 87.80
600CHF 82.70CHF 76.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.