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CSS Hausarztversicherung Profit — Region 3, Grisons

Region 3, Grisons: the Hausarztversicherung Profit model from CSS costs CHF 452.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 452.70, Hausarztversicherung Profit is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarztversicherung Profit costs CHF 603.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 452.70CHF 421.00
500CHF 441.10CHF 410.20
1'000CHF 411.90CHF 383.10
1'500CHF 382.70CHF 355.90
2'000CHF 353.60CHF 328.80
2'500CHF 324.40CHF 301.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 339.50CHF 315.80
500CHF 327.90CHF 305.00
1'000CHF 298.70CHF 277.80
1'500CHF 269.50CHF 250.70
2'000CHF 240.40CHF 223.60
2'500CHF 211.20CHF 196.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 99.60CHF 92.60
100CHF 93.80CHF 87.20
200CHF 88.00CHF 81.80
300CHF 82.10CHF 76.30
400CHF 76.30CHF 71.00
600CHF 64.60CHF 60.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.