CSS Hausarztversicherung Profit — Region 1, St. Gallen
Region 1, St. Gallen: the Hausarztversicherung Profit model from CSS costs CHF 491.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 491.90, Hausarztversicherung Profit is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarztversicherung Profit costs CHF 961.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 491.90 | CHF 457.50 |
| 500 | CHF 480.30 | CHF 446.70 |
| 1'000 | CHF 451.10 | CHF 419.50 |
| 1'500 | CHF 421.90 | CHF 392.40 |
| 2'000 | CHF 392.80 | CHF 365.30 |
| 2'500 | CHF 363.60 | CHF 338.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.40 | CHF 315.70 |
| 500 | CHF 327.80 | CHF 304.90 |
| 1'000 | CHF 298.60 | CHF 277.70 |
| 1'500 | CHF 269.40 | CHF 250.60 |
| 2'000 | CHF 240.30 | CHF 223.50 |
| 2'500 | CHF 211.10 | CHF 196.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.20 | CHF 100.60 |
| 100 | CHF 102.40 | CHF 95.30 |
| 200 | CHF 96.60 | CHF 89.90 |
| 300 | CHF 90.70 | CHF 84.40 |
| 400 | CHF 84.90 | CHF 79.00 |
| 600 | CHF 73.20 | CHF 68.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.