CSS Multimed — Region 2, Bern
Region 2, Bern: the Multimed model from CSS costs CHF 522.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 522.90, Multimed is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Multimed costs CHF 1'021.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 522.90 | CHF 486.30 |
| 500 | CHF 511.30 | CHF 475.50 |
| 1'000 | CHF 482.10 | CHF 448.30 |
| 1'500 | CHF 452.90 | CHF 421.20 |
| 2'000 | CHF 423.80 | CHF 394.10 |
| 2'500 | CHF 394.60 | CHF 367.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 392.20 | CHF 364.70 |
| 500 | CHF 380.60 | CHF 353.90 |
| 1'000 | CHF 351.40 | CHF 326.80 |
| 1'500 | CHF 322.20 | CHF 299.60 |
| 2'000 | CHF 293.10 | CHF 272.50 |
| 2'500 | CHF 263.90 | CHF 245.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.50 | CHF 116.70 |
| 100 | CHF 119.70 | CHF 111.30 |
| 200 | CHF 113.90 | CHF 105.90 |
| 300 | CHF 108.00 | CHF 100.40 |
| 400 | CHF 102.20 | CHF 95.00 |
| 600 | CHF 90.50 | CHF 84.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.