CSS Multimed — Region 2, St. Gallen
Region 2, St. Gallen: the Multimed model from CSS costs CHF 462.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 462.90, Multimed is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Multimed costs CHF 793.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 462.90 | CHF 430.50 |
| 500 | CHF 451.30 | CHF 419.70 |
| 1'000 | CHF 431.10 | CHF 400.90 |
| 1'500 | CHF 401.90 | CHF 373.70 |
| 2'000 | CHF 372.80 | CHF 346.70 |
| 2'500 | CHF 362.60 | CHF 337.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 347.20 | CHF 322.90 |
| 500 | CHF 335.60 | CHF 312.10 |
| 1'000 | CHF 313.60 | CHF 291.70 |
| 1'500 | CHF 284.40 | CHF 264.50 |
| 2'000 | CHF 255.30 | CHF 237.50 |
| 2'500 | CHF 226.10 | CHF 210.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.10 | CHF 103.30 |
| 100 | CHF 105.30 | CHF 97.90 |
| 200 | CHF 99.50 | CHF 92.50 |
| 300 | CHF 93.60 | CHF 87.00 |
| 400 | CHF 87.80 | CHF 81.60 |
| 600 | CHF 76.10 | CHF 70.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.