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CSS Multimed — Neuchâtel

Neuchâtel: the Multimed model from CSS costs CHF 608.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 608.10, Multimed is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Multimed costs CHF 1'090.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 608.10CHF 565.60
500CHF 596.50CHF 554.80
1'000CHF 575.30CHF 535.10
1'500CHF 546.10CHF 507.90
2'000CHF 517.00CHF 480.80
2'500CHF 504.80CHF 469.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 456.10CHF 424.20
500CHF 444.50CHF 413.40
1'000CHF 421.30CHF 391.80
1'500CHF 392.10CHF 364.70
2'000CHF 363.00CHF 337.60
2'500CHF 347.80CHF 323.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 146.00CHF 135.70
100CHF 140.20CHF 130.30
200CHF 134.40CHF 124.90
300CHF 128.50CHF 119.50
400CHF 122.70CHF 114.10
600CHF 111.00CHF 103.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.