CSS Multimed — Region 1, Grisons
Region 1, Grisons: the Multimed model from CSS costs CHF 479.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 479.40, Multimed is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Multimed costs CHF 859.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.40 | CHF 445.80 |
| 500 | CHF 467.80 | CHF 435.00 |
| 1'000 | CHF 446.60 | CHF 415.30 |
| 1'500 | CHF 417.40 | CHF 388.20 |
| 2'000 | CHF 388.30 | CHF 361.10 |
| 2'500 | CHF 376.10 | CHF 349.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 359.50 | CHF 334.40 |
| 500 | CHF 347.90 | CHF 323.60 |
| 1'000 | CHF 324.70 | CHF 302.00 |
| 1'500 | CHF 295.50 | CHF 274.80 |
| 2'000 | CHF 266.40 | CHF 247.80 |
| 2'500 | CHF 251.20 | CHF 233.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.00 | CHF 107.00 |
| 100 | CHF 109.20 | CHF 101.60 |
| 200 | CHF 103.40 | CHF 96.20 |
| 300 | CHF 97.50 | CHF 90.70 |
| 400 | CHF 91.70 | CHF 85.30 |
| 600 | CHF 80.00 | CHF 74.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.