CSS Multimed — Region 3, St. Gallen
Region 3, St. Gallen: the Multimed model from CSS costs CHF 451.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 451.50, Multimed is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Multimed costs CHF 774.00 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.50 | CHF 419.90 |
| 500 | CHF 439.90 | CHF 409.10 |
| 1'000 | CHF 410.70 | CHF 382.00 |
| 1'500 | CHF 381.50 | CHF 354.80 |
| 2'000 | CHF 352.40 | CHF 327.70 |
| 2'500 | CHF 323.20 | CHF 300.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.40 | CHF 311.90 |
| 500 | CHF 323.80 | CHF 301.10 |
| 1'000 | CHF 294.60 | CHF 274.00 |
| 1'500 | CHF 265.40 | CHF 246.80 |
| 2'000 | CHF 236.30 | CHF 219.80 |
| 2'500 | CHF 207.10 | CHF 192.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.40 | CHF 100.80 |
| 100 | CHF 102.60 | CHF 95.40 |
| 200 | CHF 96.80 | CHF 90.00 |
| 300 | CHF 90.90 | CHF 84.50 |
| 400 | CHF 85.10 | CHF 79.10 |
| 600 | CHF 73.40 | CHF 68.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.