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CSS Multimed — Geneva

Geneva: the Multimed model from CSS costs CHF 646.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 646.40, Multimed is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Multimed costs CHF 1'159.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 646.40CHF 601.20
500CHF 634.80CHF 590.40
1'000CHF 613.60CHF 570.70
1'500CHF 584.40CHF 543.50
2'000CHF 555.30CHF 516.40
2'500CHF 543.10CHF 505.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 484.80CHF 450.90
500CHF 473.20CHF 440.10
1'000CHF 450.00CHF 418.50
1'500CHF 420.80CHF 391.40
2'000CHF 391.70CHF 364.30
2'500CHF 376.50CHF 350.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 155.10CHF 144.30
100CHF 149.30CHF 138.90
200CHF 143.50CHF 133.50
300CHF 137.60CHF 128.00
400CHF 131.80CHF 122.60
600CHF 120.10CHF 111.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.