Galenos Combi Care — Aargau
Aargau: the Combi Care model from Galenos costs CHF 496.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 496.00, Combi Care is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'099.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 496.00 | CHF 463.60 |
| 500 | CHF 484.30 | CHF 452.70 |
| 1'000 | CHF 455.20 | CHF 425.40 |
| 1'500 | CHF 426.00 | CHF 398.20 |
| 2'000 | CHF 396.80 | CHF 370.90 |
| 2'500 | CHF 367.70 | CHF 343.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 411.00 | CHF 384.20 |
| 500 | CHF 399.40 | CHF 373.30 |
| 1'000 | CHF 370.20 | CHF 346.00 |
| 1'500 | CHF 341.00 | CHF 318.70 |
| 2'000 | CHF 311.90 | CHF 291.50 |
| 2'500 | CHF 282.70 | CHF 264.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.50 | CHF 141.70 |
| 100 | CHF 145.70 | CHF 136.20 |
| 200 | CHF 139.90 | CHF 130.80 |
| 300 | CHF 134.00 | CHF 125.30 |
| 400 | CHF 128.20 | CHF 119.90 |
| 500 | CHF 122.40 | CHF 114.40 |
| 600 | CHF 116.50 | CHF 108.90 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.